Hurrah, we will be placing the starling-houses! The courteous invitation from UniCredit Bank evoked strong memories of our childhood: happy sunny spring days, when we together as a class were going to make “houses” for the birds that were flying back from the south. After all what can be more generous compared with helping other beings to find their own dwelling? I think, the spring promo campaign of one of the biggest European bank evoked the same feelings of nostalgia and tender emotion reflected on the faces of Kievers, who were strolling through the park.. But , compared with traditional placement of starling-houses, the participants of the event  were trying to help not only feathered ones; but also those people who are like “migrating birds” still don’t have their own flats, but wish they had ….

«In 30 minutes you can get a pre-scoring certificate with all the terms of your credit indicated there ”

The placing of starling- house – is not so easy as it seems to be at the first sight. While being instructed “on ground” everything is quite clear for you, but you have to do it keeping your balance on the step-ladder! However, the journalists of «Facts» emerged from that important mission  triumphantly– and now our red starling-house is pranking proudly among one of the central parks  of our capital. While we were nailing our pretty bird-house being surrounded with curious glances , the charming girls with nests on their heads(!) were offering the special certificate to Kievers. That document enabled customers to have a consultation charge free in one of the branch of UniCredit Bank. After considering the results of consultation, the specialist will calculate what credit amount the person, who wants to buy a flat, can expect for and then, will hand in the special certificate, that confirms these terms stay fixed within the period of 3 months. And it is not necessary for the potential borrower to show any documents for getting the answer (you will need them later – at the stage of loan processing)

The advanced procedure of mortgage granting consists in the fact that  in 30 minutes you can get the pre-scoring certificate with all the terms of your credit indicated there , and in 72 hours – the resolution that permits you to get this credit. What is of no small importance is the fact that there are no any hidden or additional commissions.

«The house designed for more than ten feathered-families deserves to be listed in the Guinness Book of World Records » 

By the way, the Leadership of the Bank– Federico Russo, Acting President of the Board of UniCredit Bank and Fedele Di Maggio, Chief Operating Officer of UniCredit Bank  surprised the public, gathered in the park, having fixed the huge multiple- dwelling starling-house in which more than 10 feathered families can live simultaneously. This unique construction definitely deserves to be listed in the Guinness Book of World Records. But, Mr. F. Di Maggio explained that he is not aimed to perpetuate the bank (Uni Credit has been working with mortgage for more than 100 years), but to help people who  have’n had their own dwelling. After all, many people can’t afford to buy flats and houses which are very expensive nowadays and sometimes it is beyond of people’s power to scratch money up even for years ( owing to the fact that  prices are always going up) – and this is one of the most serious problem for many Ukrainian families. In such situation the available mortgage lending is the only way to solve this problem. Taking the opportunity to communicate with the Leaders of one of the largest bank – Mr.Federico and Mr.Fedele were bombarded with questions. .The most important is- what are the terms for granting the mortgage and what demands are placed on the borrower.

-  Mortgage can be granted on 2 terms, was patiently explained by Federico Russo, - client’s income must be sufficient enough to pay the credit  off and client has to turn in a certain  score, which is based on socioeconomic characteristic of the borrower , for example - age, years of living in this city, marital status, profession, the credit history and so on.  Of course – the level of client’s income is very important.. Certainly, bank is ready to take into account unofficial borrower’s income, but it must be confirmed by indirect documents.…

Children’s picture contest put the finishing touches of Spring holiday Children were drawing the sun with its sunrays uncombed, shaggy green trees, birds, that are flying back from the South. And ordinary houses near by – with roofs and chimney stacks. Houses for people which can become the real ones with the help of mortgage lending…